A storm-damaged roof is a point of concern for homeowners. After all, storm damage can bring leaks, ineffectual roofing systems and gutters, and other potential hazards. With all that in mind, it’s understandable that you want to call your insurance agent as soon as possible. However, it’s best that you hold off on doing so—or at least before you do these things as discussed by Howard Roofing & Home Improvements and Home Improvements.
Full Extent of the Damage
Take stock of the extent of storm damage. Have a professional come over to take a careful look at your roof, windows, paint, exterior, vents and other parts of your home so they can give you a full report of what needs repairing. You never know; you might not need to call your insurance agent, after all.
Estimated Cost of Repairs
Once your home has been inspected by a professional, they will always give you an estimated cost for the full restoration of your property. It’s important you that know this since it might help your case when you file for an insurance claim.
Your Contractor
Once an inspector has confirmed that your home did sustain damage, get a reputable contractor as soon as possible because the exposure to the elements can further damage your home. Make sure they have experience with storm damage repair and the insurance claims process so it will go smoothly. Your insurance can be a big help with your roof repair costs.
Your Rights
Do your homework and know your rights when it comes to filing an insurance claim. Avoid working with an insurance company-approved contractor as well since it allows the insurance company to save money at your expense. Be firm and assert your rights to receive the insurance payout you deserve.
Time Limit
Once those steps are over and done with, you can now set about filing an insurance claim. However, get those aforementioned steps accomplished as soon as possible as many insurance policies place a time limit to file a claim.
Turn to Howard Roofing & Home Improvements and Home Improvement for your home maintenance needs. We are your leading provider of asphalt shingle roofs and siding installation services. Give us a call at (636) 296-1057 or fill out our contact form to request a free quote. We serve homeowners in Belleville, IL, and other nearby areas.